happy new homeowners

HomeRun Program

HomeRun Program

Presented by Franklin Direct

What is the HomeRun program?

Significant Discounts On Eligible ​Properties!


No Private Mortgage Insurance

even with 3% Down


1.25% of Loan Amount Credited ​Towards Closing Costs!


No Pricing Adjustments For Credit ​Score, Down Payment Size or ​Property Type.


This allows for hundreds of dollars less ​per month and significant reductions ​in closing costs


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Click Here to Request Details or call us at 949-392-5148

What is the catch? Not every property is ​eligible.


That being said, there are thousands of ​eligible listings that you can access in our ​listings section below



Minimal Requirements:


640 Minimum Credit Score


Must Be Primary Residence


No Income Limit Restrictions!


No First Time Buyer Requirement!


Property Must be In an Eligible Area

(Refer to Coverage Maps Below)



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Click Here to Request Details or call us at 949-392-5148

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Program Benefits

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How to Search Eligible Areas

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Active ELIGIBLE listings

Below are lists of Eligible Listings by County


**We update these lists in the beginning of each week**

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Orange County

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Riverside

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San Bernardino

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Click Here to Request Details or call us at 949-392-5148

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Franklin Direct


111 Corporate Dr St 170

Ladera Ranch, CA 92694

949.392.5148

NMLS: 968831

2023 Funded Volume

$314M

About Us

Franklin Loan Center has been serving the mortgage needs of clients in Southern California since 1989. We have grown from a small, local mortgage banker into a thriving regional enterprise across Southern California. Expanding throughout Riverside and San Bernardino Counties and now into Los Angeles and San Diego, Franklin now provides clients with the means to purchase the homes they have always wanted spanning a large part of the state.

Our Reviews

My team and I take pride in the service we provide to our realtor partners & borrowers. We have a 5.0 star google review rating with over 100 reviews! Check out the last 3:

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1 day ago

Sean N (73 reviews)

Justin and Christel did an outstanding job helping my family finance our new home. They helped us both get a great rate w/ and to make closing easy. We’re a military family w/ a VA loan - which they handled brilliantly. At each step they explained the process and Justin made himself available at all hours to walk us through our many questions. Well done and thank you to Franklin Direct.

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Chanda b (13 reviews)

Justin was so personable, professional and did a great job of walking us through each step of the process. He was able to explain things happening in the market that made sense without over complicating it. He was also very easy to reach with any additional questions we had. I highly recommend Justin and the team at Ladera Ranch Franklin Direct!

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Jennifer l (26 reviews)

Justin Walsh and his team are amazing and helped us land our first home - great communication throughout the entire process and helping us understand what was happening each step of the way! Thank you, Justin and team!




NMLS#237653

Franklin Loan Center Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. The following if for informational purposes only. Loan amount, Interest rate, monthly payment and terms/conditions are subject to change without notice REG-Z. Certain restrictions may apply based on current market conditions.